ARA, R. D.; AFANDI, A. B.; BAHRI, S. Implementasi Fikih Muamalah: Analisis Akad dan Kepatuhan Syariah pada E-Wallet, Qris, dan Marketplace. Surplus: Jurnal Ekonomi dan Bisnis, [S. l.], v. 4, n. 2, p. 1780–1791, 2026. DOI: 10.71456/sur.v4i2.1955. Disponível em: https://yptb.org/index.php/sur/article/view/1955. Acesso em: 8 oct. 2026.